Real Estate Blog

FHA Mortgage in Jacksonville May Start the End of The Current Real Estate Dip

What is the FHA?

FHA stands for the Federal Housing Administration.  The FHA actually doesn't make the loan but insures the loan to the lender who is loaning the money.  Since the lender is being insured against loosing their money they are able to offer FHA borrowers easier qualifying terms and lower down payment requirements.

Low Down Payment

As a FHA Borrower you can work with as little as 3% down.  What is great is this 3% can come as a "gift" from family, non-profit charities and even an employer.

Don't Have Great Credit?  That's OK

The purpose of the FHA is to increase housing ownership.  So often borrowers who can't qualify for a conventional loan can

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What to Look for In a New Home and Neighborhood

What Home Buyers & Home Sellers Are Most Thankful For This Year!

Read to find out more about what Home Buyers find most valuable in their home search and their new home.

-As a home buyer this may help you narrow down your selections to neighborhoods or specific homes.

-As a home seller this will help you decide what to do to fix up your home and how to make sure your Realtor is marketing your home correctly and effectively!

Real Estate Buyers Are Really, Really Thankful For The Internet!

The most popular use of the internet for home buyers is for home searching. But what about the internet are home buyers in particular looking for?

According to a recent study:
87% of Buyers find photos most useful
84% of buyers find the detailed property

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The Why? What? Where? & How? Explained...

1. Why Investment Property? Appreciation & Net Profit

Why do you want to buy an investment property?

Well for more money of course! This breaks down into a profit you will make from the rental income (net profit) and appreciation you will make when you sell the property in the future.

Reasons why people purchased investment properties:

Investors reasons for purchasing real estate for investment appreciation profit

In 2015 Real Estate return on the investment was the top money maker!

2015 return on investment show real estate the best

That is why real estate has been ranked the top long term investment:

real estate is the best long term investment

That is why this chief economist says to buy:

chief economist says you should buy a home if you ccan

Appreciation

Here is the forecasted appreciation from investing in Real Estate on a $250,000 property:

Wealth growth through real estate investment return

In choosing a property to invest in you are

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Selling Your Ponte Vedra Beach or Nocatee Home Can Be a Trick or a Treat

Selling your Ponte Vedra Beach or Nocatee home this fall can be a very rewarding experience or a learning experience. In order to avoid the latter you should follow these tips so your home selling experience is a treat and not a trick.

Tips to making your home sell quicker and for more money!

#1 - Stage Your Home

Home buyers want light & bright floor plans that are without clutter.

Lights - The good news is that you already have lights. You just need to make sure all your light bulbs are functioning and that you have the brightest light bulbs safely allowed.

Clutter - Your buyer is going to be comparing your homes that are staged. But you don't need to

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People Shopping For A Home

So if you were thinking of buying a Ponte Vedra Beach or Nocatee home before and now you are not so sure; then here are the questions you should be asking yourself.

1. Why did you want to buy a home before?

I will delve into the financial aspect later on. But before we even get to that; why did you want a new home?

I can't answer why you particularly wanted to buy a home, but a study by the Joint Center for Housing Studies at Harvard University stated the 4 Main Reasons People Buy a Home as:

1. A good place to raise children and for them to get a good education.
2. A place where you and your family feel safe
3. More space for you and your family
4. Control of that space.

Are any of these reasons still true for you? If so you should

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 Home Buying Basics

Buying your home is a very exciting time. In order to keep on track and not let your emotions make your decision; you should prepare and plan.

Factoid: Only 46% of all recent buyers considered themselves "ready to buy" when they purchase their home.

So evidence goes to prove that finding the home of you dreams can happen quicker than you think. And in this market you need to act fast to grab the home you like before it is gone. As the old real estate saying that goes "If you like the home today and you want to think about; just remember someone probably looked at yesterday and have already made their decision."

So how do you prepare for your purchase?

#1 Check Your Credit Score

Amazing enough many buyers

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Living is easy in this exquisite, generously spacious residence with scenic ocean views.

See the Ponte Vedra Beach Oceanfront Condo virtual tour: http://tours.eastcoastvtours.com/589526?a=1

Ponte Vedra Beach Condo on the Ocean

Come laugh, live and enjoy this most sought after location in Northeast Florida, The Hallmark Oceanfront Condos in Sawgrass, Ponte Vedra Beach. Find priceless panoramic ocean vistas that will not disappoint in this versatile abode that would make the perfect vacation home or your full time residence

The open floor plan encompasses four well-apportioned bedrooms, with plenty of room for relaxation, sleep and storage and three and a half bathrooms. Don't worry about your guest having to share bathrooms where each

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Help making a decision when buying a home in multiple offer situation

What Does Multiple Offers Mean?

When your Realtor tells you that there are Multiple Offers that simple means someone else is also bidding on the property. This could be one other buyer or multiple other buyers.

Usually, the listing agent will give a written notice when a Multiple Offer situation occurs. Along with the notice, you will often receive a "Highest and Best Offer" deadline. The deadline is usually 24 hours from the date of the notice. I am saying "usually" because it is the seller's decision on how they want to react the multiple offers. One offer might be so good that they decide to go ahead and negotiate with them instead of letting everyone know there are multiple offers.

What to do in Multiple Offer Situation?

This means you

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Real Estate News

 

17 Dec   bit.ly Tweet @DianaOlick Diana Olick @DianaOlick 16 Dec   www.cnbc.com Tweet @CareyFrankel Carey Frankel @CareyFrankel 16 Dec   bit.ly Tweet @nzshowhome Showhome @nzshowhome 16 Dec…
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Maybe you had considered a condominium in the past and decided against it. Maybe you just started home shopping. Maybe you don't realize the difference between a townhome and a condo.

Well you should consider a condominium again. There are many advantages to living in a condo. The lower price. The low maintenance. The lifestyle. Take your pick and you can see a condo may be right for you.

To learn more about the advantages of buying a condo please visit our article or click on the infographic below:

reasons_to_buy_a_condominiumj_teaser_779

 

To search for condos for sale click here.

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