January 2014

Found 2 blog entries for January 2014.

For the 2014-2015 St. Johns County school year the following Nocatee communities will not be going to the new Elementary or Middle School. Instead they will go the Ponte Vedra Beach Elementary and Middle School. So Coastal Oaks, Enclave at Town Center, Kelly Pointe, Lakeside at Town Center and Tidewater will go to Ocean Palms Elementary and Landrum Middle School.

The following communities will go to the new elementary & middle school under construction: Austin Park, Greenleaf Preserve & Willowcove.

The first school be outside of Greenleaf Village. 5 Elementary schools and 1 middle school have location marked out in Nocatee.

And don't forget that Brookwood at Nocatee is in Duval County not St. Johns County. So that means Bartram Springs Elementary, Twin…
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Pre-Qualify Yourself

Getting pre-qualified by a mortgage professional is always the first step in the house hunt. After all, you don't know what to look at if you don't have a price range to start with. Having a professional pre-qualify you will help clarify those hard to figure items: rental income, bonuses, insurance cost, taxes, etc. However, if you need a place to start to see if you even want to approach a mortgage professional then this is a quick and dirty way to pre-qualify yourself.

Front End Ratio

Your monthly housing expense or Principal , Interest, Taxes and Insurance (PITI) can't be higher than 28% of your monthly income. This does not include your hoa fee.

Back End Ratio

This differs depending on your type of loan. For the two most…
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