Found 2 blog entries tagged as mortgage lending.

You can look and dream all you want, but the fact of the matter is that a home mortgage is usually what separates most buyers from homeownership. It is very important to have a firm understanding of the mortgage process before you dive into a home search for a St. Johns County property. And to do so you need to go through a specific process. Here’s how it usually plays out:


  • A trip to a lender – Before you even begin looking, there are two things you need to find out: (1) if you can be approved for a loan; and (2) how much of a loan you qualify for. A qualified lender can help you figure out both of these things, so it is important to head straight to a lender before doing anything else. Once the lender has pre-approved…

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As a potential home buyer, you may or may not understand the benefits of an FHA mortgage loan. Using an FHA loan to purchase a St. Augustine property is a good idea for many reasons. With lower interest rates than most conventional loans, less strict qualification guidelines, and down payment grant programs available to those who qualify, FHA mortgage loans can even make home ownership possible for those with less than perfect credit or for buyers with limited or no money for a down payment. If you dream of owning a home, it is possible that an FHA loan is the right choice for you.

What Is An FHA Loan?

An FHA mortgage loan is a loan which is insured by the FHA, or Federal Housing Authority. These loans are issued through private lenders based on a set…

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