$750,000

96004 Montego Bay, Fernandina Beach, FL

4

Beds

3

Baths

2,250

Square feet

0.24

Acres

Description of 96004 Montego Bay, Fernandina Beach - MLS# 2158836

Stunner alert! Discover exceptional value centrally located on Amelia Island and minutes from island beaches, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, new stainless appliances, and enhanced landscaping, and a roof newly installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A main-level bedroom with pond views as well as a formal living room with French doors provide ideal spaces for a private home office, library, fitness room, or guest suite. Upstairs are the master bedroom with pond views and ensuite bathroom with whirlpool tub, plus two more bedrooms that share a bathroom. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

Features of 96004 Montego Bay

MLS® # 2158836
Price $750,000
Bedrooms 4
Bathrooms 3.00
Full Baths 3
Square Footage 2,250
Acres 0.24
Year Built 2004
Type Residential
Sub-Type Single Family Residence
Style Traditional
Status Active

Community Information : Fernandina Beach

Address 96004 Montego Bay
Area 450-Amelia Island-North Of Burney Road
Subdivision Isleworth
City Fernandina Beach
County Nassau
State FL
Zip Code 32034

Amenities of 96004 Montego Bay

Utilities Cable Available, Electricity Connected, Sewer Connected, Water Connected
Parking Attached, Garage, Garage Door Opener
# of Garages 2
View Pond, Trees/Woods, Water
Is Waterfront Yes
Waterfront Pond
Has Pool No
Gated Community No
Senior Community No
Guest House No
Security Features Smoke Detector(s)

Interior of 96004 Montego Bay

Interior Features Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
Appliances Convection Oven, Dishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
Heating Central
Cooling Central Air
Has Fireplace Yes
# of Fireplaces 1
Fireplaces Gas
# of Stories 2

Exterior of 96004 Montego Bay

Lot Description Sprinklers In Front, Sprinklers In Rear, Wooded
Roof Shingle
Construction Stucco

School Information of 96004 Montego Bay

Elementary Emma Love Hardee
Middle Fernandina Beach
High Fernandina Beach

Additional Information On 96004 Montego Bay

Date Listed August 6th, 2026
Days on Market 33
RE / Bank Owned No
Has HOA Yes
HOA Fees 523
HOA Fees Freq. Annually
Has CDD Fee No

Listing Details

OfficeKELLER WILLIAMS REALTY ATLANTIC PARTNERS

Listing Map

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