$474,500

4296 Banks Road, Middleburg, FL

3

Beds

2

Baths

1,160

Square feet

1.11

Acres

Description of 4296 Banks Road, Middleburg - MLS# 2156690

RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

Features of 4296 Banks Road

MLS® # 2156690
Price $474,500
Bedrooms 3
Bathrooms 2.00
Full Baths 2
Square Footage 1,160
Acres 1.11
Year Built 1996
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information : Middleburg

Address 4296 Banks Road
Area 141-Middleburg NW
Subdivision **verifying Subd**
City Middleburg
County Clay
State FL
Zip Code 32068

Amenities of 4296 Banks Road

Utilities Electricity Connected, Water Available
Entry Level 2
Parking Additional Parking, Garage
# of Garages 2
View Trees/Woods, Water
Is Waterfront Yes
Waterfront Creek, Navigable Water
Has Pool No
Gated Community No
Senior Community No
Guest House No

Interior of 4296 Banks Road

Interior Features Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
Appliances Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
Heating Central
Cooling Central Air
Has Fireplace No
# of Stories 2

Exterior of 4296 Banks Road

Exterior Features Balcony
Roof Shingle

Additional Information On 4296 Banks Road

Date Listed July 23rd, 2026
Days on Market 42
RE / Bank Owned No
Has HOA No
Has CDD Fee No

Listing Details

OfficeFLORIDA HOMES REALTY & MTG LLC

Listing Map

Request a Showing

Provide a valid email address.
When would you like to view this property?