$544,900

523 S 13th Terrace, Fernandina Beach, FL

3

Beds

3

Baths

1,448

Square feet

0.06

Acres

Description of 523 S 13th Terrace, Fernandina Beach - MLS# 2154960

Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.

Features of 523 S 13th Terrace

MLS® # 2154960
Price $544,900
Bedrooms 3
Bathrooms 3.00
Full Baths 2
Half Baths 1
Square Footage 1,448
Acres 0.06
Year Built 2023
Type Residential
Sub-Type Single Family Residence
Style Traditional
Status Active

Community Information : Fernandina Beach

Address 523 S 13th Terrace
Area 410-Fernandina Beach Downtown-West
Subdivision City Of Fernandina Beach
City Fernandina Beach
County Nassau
State FL
Zip Code 32034

Amenities of 523 S 13th Terrace

Utilities Cable Available, Electricity Connected, Sewer Connected, Water Connected, Other
Entry Level 1
Parking Garage, Garage Door Opener
# of Garages 1
Is Waterfront No
Has Pool No
Gated Community No
Senior Community No
Guest House No

Interior of 523 S 13th Terrace

Interior Features Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
Appliances Dishwasher, Electric Range, Microwave, Refrigerator
Heating Electric, Heat Pump
Cooling Central Air, Electric
Has Fireplace No
# of Stories 2

Exterior of 523 S 13th Terrace

Roof Shingle
Construction Composition Siding, Frame
Fencing Back Yard

Additional Information On 523 S 13th Terrace

Date Listed July 11th, 2026
Days on Market 59
RE / Bank Owned No
Has HOA No
Has CDD Fee No

Listing Details

OfficeSUMMER HOUSE REALTY

Listing Map

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