Save money on Title Insurance.

In Northeast Florida it is customary for the Seller to pay for title insurance.  This is contrary to the normal way it is done it other parts of the country.

Here´s How to Save Money!!!
how to save money at your real estate closing

In order to save you MUST have a current Owners Title Insurance Policy that was issued in the last 3 years. (Meaning you have bought your home or refinanced your home in the last 3 years).

Reissue premium rates:
real estate title insurance rates

Amount                     Insured Reissue Cost   New Issue Cost

$0-$100,000                          $3.30 per thousand                 $5.75 per thousand

$100,000 - $1,000,000        $3.00 per thousand                 $5.00 per thousand

$1,000,000 - $10,000,000   $2.00 per thousand

Here is how you save:

save on title insurance at closing
When refinancing your new loan amount is $425,000. Your previous title insurance policy was in the amount $300,000.

You save money based on the prior issued policy amount:
Reissue rates on the $300,000:
$100,000 x 3.30 = $330
$200,000 x 3.00 = $600
$930 for reissue

Remainder of title insurance to be issued:

$125,000 x 5.00 = $625

Total Insurance cost with Reissue credit = $930 + $625 = $1555

Cost of new policy in the amount of $425,000 without reissue credit:
$100,000 x 5.75 = $575
$325,000 x 5.00 = $1625

Savings of $645!!

Selling Your Home and Negotiations

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Need help getting Title Insurance for your home or want to discuss the sale of your home then please contact us at 904-273-0125, 800-999-0245, or by filling out the form below:

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