3
Beds
3
Baths
3,722
Square feet
1.47
Acres
Description of 524 Cedar Creek Road, Palatka - MLS# 2136154
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.
Features of 524 Cedar Creek Road
| MLS® # | 2136154 |
|---|---|
| Price | $899,000 |
| Bedrooms | 3 |
| Bathrooms | 3.00 |
| Full Baths | 3 |
| Square Footage | 3,722 |
| Acres | 1.47 |
| Year Built | 1994 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Style | Ranch |
| Status | Closed |
Community Information : Palatka
| Address | 524 Cedar Creek Road |
|---|---|
| Area | 563-East Bostwick/Bridgeport/Cedar Creek |
| Subdivision | Bostwick |
| City | Palatka |
| County | Putnam |
| State | FL |
| Zip Code | 32177 |
Amenities of 524 Cedar Creek Road
| Utilities | Electricity Connected, Other |
|---|---|
| Parking | Attached, Carport, Garage, Garage Door Opener, Gated, RV Access/Parking |
| # of Garages | 2 |
| View | River, Water |
| Is Waterfront | Yes |
| Waterfront | Navigable Water, River Front |
| Has Pool | No |
| Gated Community | Yes |
| Senior Community | No |
| Guest House | No |
| Security Features | Security Fence, Security Gate, Security System Owned, Smoke Detector(s) |
Interior of 524 Cedar Creek Road
| Interior Features | Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s) |
|---|---|
| Appliances | Convection Oven, Dishwasher, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned |
| Heating | Central, Electric, Heat Pump |
| Cooling | Central Air, Electric |
| Has Fireplace | Yes |
| # of Fireplaces | 2 |
| Fireplaces | Wood Burning |
| # of Stories | 1 |
| Master Bedroom Floor | 1 |
Exterior of 524 Cedar Creek Road
| Exterior Features | Boat Lift, Boat Slip, Dock, Fire Pit |
|---|---|
| Lot Description | Sprinklers In Front, Sprinklers In Rear |
| Windows | Skylight(s) |
| Roof | Metal |
| Construction | Brick |
| Fencing | Fenced |
Additional Information On 524 Cedar Creek Road
| Date Listed | March 22nd, 2026 |
|---|---|
| Days on Market | 171 |
| RE / Bank Owned | No |
| Has HOA | No |
| Has CDD Fee | No |
Listing Details
| Office | BARBARA B JENNESS PA |
|---|
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