Found 4 blog entries tagged as St. Johns county real estate.

If you are in the market for a new St. Johns County real estate, you have likely seen the glut of short sales on the market. Buying a short sale may seem like a great idea, and it very could be; but it may also prove to be quite daunting for the average home buyer.

Here are just of the few pros of purchasing a short sale:

·         Unlike a banked owned property, a short sale is usually in better condition. Because a short sale is still owned by the homeowner, and not the bank, you can be better assured that they will care for the property better than if they had to leave due to foreclosure.

·         You can get a good deal on a short sale. But don’t expect to walk away with a steal. Banks who agree to a short sale still want to make as much money…

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You can look and dream all you want, but the fact of the matter is that a home mortgage is usually what separates most buyers from homeownership. It is very important to have a firm understanding of the mortgage process before you dive into a home search for a St. Johns County property. And to do so you need to go through a specific process. Here’s how it usually plays out:


  • A trip to a lender – Before you even begin looking, there are two things you need to find out: (1) if you can be approved for a loan; and (2) how much of a loan you qualify for. A qualified lender can help you figure out both of these things, so it is important to head straight to a lender before doing anything else. Once the lender has pre-approved…

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Purchasing a St. Johns County property can have many hidden expenses; particularly those expenses involved with moving. If your head is spinning because of all the expenses you must pay in the upcoming weeks and months, fear not: there are a number of ways you can cut your expenses so that your new home purchase doesn’t leave your savings account empty and your emotions running high:


  • Ask for assistance from the seller with closing costs. Given the state of the economy and certainly the state of the real estate market, it never hurts to ask the seller to help with the closing costs on your St. Johns County home. In fact, many home sellers will offer to pay for some – if not all – of the closing costs as an incentive to…

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Are you in the market to buy a home for sale in St. Johns County?  Are you willing to put a little “sweat equity” into a home for a lower purchase price?  If yes, then an FHA insured HUD 203(k) loan may be just the thing for you.  If you qualify you could be approved for a loan equal to the selling costs, and the estimated costs of repair and remodeling. 

There are many reasons why a home may be in disrepair.  The age of the home, or it may have been unoccupied for a length of time causing the property to wither.  Or, perhaps an owner simply ignored maintenance issues and would now rather sell than fix the property.  In any case, a fixer-upper home can be a good start for an individual or family willing to invest the time and effort in a St. Johns…

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