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As a potential home buyer, you may or may not understand the benefits of an FHA mortgage loan. Using an FHA loan to purchase a St. Augustine property is a good idea for many reasons. With lower interest rates than most conventional loans, less strict qualification guidelines, and down payment grant programs available to those who qualify, FHA mortgage loans can even make home ownership possible for those with less than perfect credit or for buyers with limited or no money for a down payment. If you dream of owning a home, it is possible that an FHA loan is the right choice for you.

What Is An FHA Loan?

An FHA mortgage loan is a loan which is insured by the FHA, or Federal Housing Authority. These loans are issued through private lenders based on a set…

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