Mortgages

This category currently has 31 blog entries.

Mon, Oct 27, 2008

The Specifics of Home Equity Lines of Credit

You’ve probably heard the term “HELOC” used when describing home loans. HELOC stands for “Home Equity Line of Credit,” which is basically a loan (often a second mortgage) that allows you to access your Jacksonville Beach...

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Fri, Oct 24, 2008

A PMI Primer: What you Need to Know Before Buying

Most lenders require 20 percent down on a mortgage. And for many, that is just not possible. Consider that on a $100,000 loan, 20 percent is $20,000. If 20 percent down on your first Jacksonville home sounds unattainable, you may want to consider PMI...

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Thu, Oct 02, 2008

A Closer Look at Foreclosures and Bankruptcy

Although Ponte Vedra Beach properties continue to thrive, and simultaneously offer many benefits to buyers, foreclosures and bankruptcy are topics all-too familiar in today’s sluggish housing climate.  As a result, millions of Americans ar...

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Wed, Oct 01, 2008

Purchase a Fixer-Upper with FHA Loan Funds

Are you in the market to buy a home for sale in St. Johns County?  Are you willing to put a little “sweat equity” into a home for a lower purchase price?  If yes, then an FHA insured HUD 203(k) loan may be just the thing for you...

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Tue, Sep 30, 2008

How You Can Qualify For a FHA Loan

You may want to purchase Jacksonville property but you have doubts about your qualifications.  You may think you don’t earn enough money, or your credit score is too low to qualify for a loan. Possibly you have experienced a foreclosure an...

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Fri, Sep 05, 2008

FHA Mortgages For St. Augustine Real Estate

As a potential home buyer, you may or may not understand the benefits of an FHA mortgage loan. Using an FHA loan to purchase a St. Augustine property is a good idea for many reasons. With lower interest rates than most conventional loans, less strict...

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Tue, Aug 26, 2008

3 Tips For Getting A Mortgage For Your Duval County Property

It is very exciting when you finally decide to become a homeowner. Getting a mortgage is a detailed process, and not everyone knows the ins and outs of what to do. There are several steps you should take as you prepare to get a mortgage for your Duva...

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Fri, Aug 22, 2008

Getting A VA Loan To Purchase St. Augustine Real Estate

Getting a VA loan to purchase a home is one of the many ways to maximize your VA benefits. Becoming a homeowner can be more than just a dream or a good idea; becoming a homeowner can be your reality. VA mortgage loans provide many financial benefits ...

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